Recent content by Trebla

The alternative would be to rent long term. You technically won’t be in long term debt but you’re effectively making regular payments to live in a place in pretty much the same way as if you had a long term debt. Unless you live with your parents rent-free forever then you will inevitably have...

For starters, lenders are legally obliged to check that you can afford their mortgage purely on today’s income before they lend to you. However, your income is usually not static over time. For most people, it goes up over time as you get promoted or find other ways to earn money investing etc...

It’s actually not as high as you think, once you take into account that most people do it with partners for a combined income. If you and your partner are earning like at least $90k each (before tax and inclusive of bonuses) then it is possible to get a mortgage to cover a $1 million house with...

Bump

Thanks to those who voted! The clear favourite is Sunday 7th April! Next steps... for those who are serious about coming on that day please send me a PM here to indicate this. I will then create a private group convo where specific details like time and place will be sorted out.

Bump for the poll. Will determine the day by end of tomorrow.

Poll has been added

Tentative thinking is Good Friday or Easter Monday ….or can do weekend after if that works better for more people. Will put a poll up soon…

Hi all, Following up from the conversations at the last meet up in December, there was talk of having one during Easter. Just want to see if there is interest in having an in-person meet up event sometime during the Easter long weekend or the weekend after (in Sydney area). For those who...

Something like it has happened before https://boredofstudies.org/threads/hsc-legal-studies-exam-evacuated-bomb-threats.392627/

Like of course you could’ve gotten better returns in the past if you made a different decision. No one ever makes that mathematically “optimal” decision in the face of uncertainty at the time. But everyone thinks they’re a genius with hindsight…

Non-school is mainly for all users more broadly, particularly those who have since graduated from high school, so it is treated with less strictness. I mean sub-forums like employment, real estate, finance are not exactly targeted to students still in high school…

Just an FYI that we may do that in the school forums, but in non-school don’t expect us to bubble wrap people against the reality of the internet. If it is targeted to a particular user (as opposed to something just distasteful) then that should be reported and looked at.

And therein lies my point. We don’t moderate based on whether you think the content is objectionable - because that is subjective and has complex nuances depending on the person and their individual context. Like I said we’re not the morality police and don’t impose our personal opinions on things.

I have stated multiple times before that we don’t moderate based on what is said, but how it is said (e.g. spamming, attacking). We are not the morality police. We do not ban or censor people in the non-school forums just because they say something objectionable/morally wrong (which is NOT a...